Do you need a Realtor to build a new home?

 Buying a new home is exciting. You get to build your dream from the ground up, choosing your lot, your model, interior finishes and upgrades. But like any home purchase, buying new construction is serious business, an expensive transaction with many financial implications.

That’s why it’s a good idea to obtain representation from a Realtor® when considering a new home purchase. Here’s why:

Builder sales reps represent the builder. Often builders have their own agents on site to answer questions, assist people who walk in, and ultimately help with a purchase. Builder reps provide a valuable service: They can explain differences between models and floor plans and share information about financing options, upgrades and specials. But it’s important to remember that builder reps represent the builder, as they are contractually obligated to do. “Realtors® are trusted resources for real estate information and can help home buyers navigate the increasingly complex home-buying process,” said National Association of Realtors® President Gary Thomas. “The buyer agency agreement ensures the buyer that his or her Realtor® will represent the interests of the buyer alone and not the seller.”

Fiduciary responsibility. One of the most important considerations for any buyer is fiduciary responsibility. When you retain the services of a Realtor®, their responsibility is to you. That means you have an expert who is looking out for your best financial interests, an expert who’s contractually obligated to protect you. A Realtor® can help you navigate the new-construction contract; help you understand how specific clauses, riders and upgrade options affect you; and make sure you know what you need to before you sign on the dotted line.

Negotiating a better deal. Finding the right model and picking your upgrades is the fun part. Once you’re ready to sign the contract, a Realtor® can work on your behalf to negotiate the terms, from upgrade options to financing and closing costs. In addition, a Realtor® can present other options for financing or might be able to work with the builder’s lender directly to get you a better rate for your mortgage.

Shepherding your new home to closing. Signing a contract with a builder is just the beginning. You must also line up financing, work with title companies and attend numerous inspections throughout the construction. The Yeatman Team can manage that process and can accompany you on inspections to ensure you’re not missing anything at each construction milestone. WE GO THROUGH THE JOURNEY WITH YOU!




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Types of Architecture

Architecture Guide

Guide to Residential Styles

Every house has a style. Sometimes it has two or more; because of renovations and new, eclectic mixes, fitting a home into one specific category can be daunting or even impossible. Thankfully, there’s no need to memorize complicated architectural terminology. REALTOR® Magazine has compiled a convenient compendium of common styles. Delve in and learn to highlight the details that give a home character, history, and romance.

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American legend

"Home is the one place in all this world where hearts are sure of each other. It is the place of confidence. It is the place where we tear off that mask of guarded and suspicious coldness which the world forces us to wear in self-defense, and where we pour out the unreserved communications of full and confiding hearts. It is the spot where expressions of tenderness gush out without any sensation of awkwardness and without any dread of ridicule." ~Frederick W. Robertson


Existing Home versus New Construction: What are the Pros and Cons

Written by: Lankarge/Nahorney for HomeInsight


What are the Pros and Cons? 

One of the most basic questions you must ask yourself as a potential homebuyer is this: Should you buy an existing home or a newly built one? Although this seems like a fairly straightforward question, coming up with the right answer for your situation can be surprisingly complicated. That's because there are so many factors to consider. There are distinct advantages and disadvantages to either option, depending on your point of view and your personal and financial situation.

Should You Start Over on Your Current Lot?
Perhaps you already own a house on a two-acre lot that has doubled in value. Although you love your neighborhood , you've outgrown your home. Your big problem? There simply aren't any new homes or parcels of land for sale where you live. 

In this case, you might be tempted to tear down your home - or extensively remodel it - and begin again. While this option may seem tempting, you have to consider the end result. Your dream home shouldn't wind up exceeding the value of neighboring properties. In terms of market value, you will benefit more from having a home that is comparable in price or slightly below the other homes in your neighborhood. This leaves room for appreciation to strengthen your investment over time. 

Even if a new (or extensively remodeled) home on your existing lot seems to make financial sense, don't call the contractor just yet. Have you investigated how the building codes may have changed since your house was built? Have you factored in how much you will have to spend on living arrangements until you can move back onto your property? And what will happen if the new construction or remodeling is delayed for one month. Or two? Or three? 

These are all questions you need to answer before choosing this option.

While a new home typically means less maintenance than an existing home, you may get higher quality craftmanship in a home that was built when labor and materials were less expensive. Yet an older home may have undergone renovations that do not meet today's building codes. They may also be much less energy efficient or contain hazardous building materials, such as lead or asbestos. 


Today, new homes are located further away from major metropolitan areas where there is land available for development. If you like to live far from the crowd, this is a distinct advantage. However, don't forget to factor in the additional costs of such a home. As gas prices rise, it will cost you more to get to the grocery store and shopping areas, as well as your commute to work. 

You need to weigh the pros and cons of a long commute very carefully. According to a recent BusinessWeek article entitled "Extreme Commuting," the ranks of "extreme" commuters, those who spend at least a month of their lives each year traveling a minimum of an hour-and-a-half to work and back (vs. the U.S. average of 50 minutes), has leapt to an incredible 95% since 1990. This kind of brutal commute, says the article's authors, is driven by the ever-expanding search for affordable housing and better schools. However, studies show that commuters are on average much less satisfied with their lives than non-commuters. According to economist Alois Stutzer of the University of Zurich, commuters overestimate the value of the home, school, or job that commuting will bring them and underestimate the associated stress and isolation of a long commute. 

Layout and Landscaping 

Consumer tastes, along with architecture, have changed with the times. Generally, newer homes have fewer, but larger rooms, including spacious kitchens and family gathering areas such as media centers or "Great Rooms." Older homes tend to have more, but smaller, rooms, including functional kitchens with little storage and a separate, small dining room. Still, an older home may have unique architectural elements such as moldings or ceiling medallions which newer construction usually lacks. Your personal preferences and lifestyle will dictate which type of home and layout is most appealing to you. 

If you want a great big kitchen that will become the hub of your family's daily activities, then a new or newer home will most likely fit the bill. If you prefer a cozy bedroom tucked away from the hustle and bustle of family life, then an older home may better suit you.

Another cost factor to consider is landscaping. An older home is more likely to have a mature lawn, shrubs, and other plantings. Newer homes may lack an established lawn. Of course an older home's landscaping may be sorely in need of a complete overhaul. Either way, depending on your lot size and the kind of visual statement you want your landscaping to make, improvements can easily cost you $1,000 to $8,000 or more. 


If you're looking for modern amenities such as whirpool tubs, skylights, and top-of-the-line kitchen appliances, a new home will have more of the features you desire. It will most likely be cheaper for you to purchase a new home that has these features rather than try to add them to an existing home. On the other hand, if you are not overly concerned with having the newest conveniences, perfectly good appliances are often conveyed with an older home. 

Garages are also an amenity that most new homes will feature but that many older homes do not. Older homes that do have garages also tend to have smaller, one-car garages, as opposed to the two- and three-car garages featured on new homes today. 

The Bottom Line 

When you get right down to it, your pocketbook will influence the decision you make just as much as your personal preferences. New construction generally has low margins, so there is little room to negotiate. Yet the average home owner may be willing to make concessions if he or she is really motivated to move. 


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